Effective Date: December 21, 2025

This Privacy Policy describes how Usama Karamat (“I”, “me”, “my”) collects, uses, and protects your personal information when you use my website usamakaramat.com (the “Site”) and purchase or inquire about my digital services. I am a solo entrepreneur operating this website. By using the Site, you agree to the terms of this Privacy Policy.

1. Information I Collect

Personal Information:

• Contact Details: Name, email address, phone number (if provided).

• Billing Information: When you purchase a service, payment is processed securely through a third-party payment processor (e.g., Stripe, PayPal). I do not store your full credit card or financial details on my servers.

• Communication Data: Messages, inquiries, or support requests you send via contact forms, email, or chat.

• Service Details: Information you provide related to your project or service request.

Automatically Collected Information:

• Technical Data: IP address, browser type, device information, pages visited, and referral URLs via cookies and analytics tools (e.g., Google Analytics).

• Cookies: This site uses cookies to improve functionality and track usage. You can disable cookies in your browser settings.

2. How I Use Your Information

• To communicate with you regarding your inquiries, projects, or support requests.

• To provide and deliver purchased digital services.

• To process payments and send invoices/receipts.

• To improve the Site’s performance, content, and user experience.

• To comply with legal or tax obligations (e.g., record-keeping).

3. Data Sharing and Disclosure

I do not sell, trade, or rent your personal data to third parties.
Your information may be shared only in these limited cases:

• Service Providers: With trusted third parties who assist in operating the Site and delivering services (e.g., email service providers, payment processors, hosting companies). These providers are obligated to keep your data confidential.

• Legal Compliance: If required by law, subpoena, or to protect my rights, safety, or property.

4. Data Retention

I retain your personal information only as long as necessary to fulfill the purposes outlined in this policy, provide services, comply with legal obligations, or resolve disputes.

5. International Transfers

If you are accessing the Site from outside my country, your data may be transferred to and processed in my jurisdiction, which may have different data protection laws.

6. Your Rights

Depending on your location, you may have the right to:

• Access, update, or delete your personal information.

• Opt out of marketing communications.

• Withdraw consent for data processing (where applicable).

• Lodge a complaint with a data protection authority.

To exercise these rights, contact me at: hi@usamakaramat.com

7. Data Security

I take reasonable technical and organizational measures to protect your information from unauthorized access, loss, or misuse. However, no online transmission or storage is 100% secure.

8. Third-Party Links

The Site may contain links to third-party websites (e.g., payment gateways, social media). I am not responsible for the privacy practices of those sites.

9. Children’s Privacy

My services are not directed to individuals under 16. I do not knowingly collect data from children.

10. Changes to This Policy

I may update this Privacy Policy periodically. The “Last Updated” date at the top will reflect changes. Continued use of the Site after changes constitutes acceptance.

Contact

If you have questions about this Privacy Policy or your data, contact me.

Usama Karamat
Email: [email protected]
Website: usamakaramat.com